Important Disclosures
Securities and Advisory Services
Securities and advisory services are offered through LPL Financial, a Registered Investment Advisor and Member FINRA/SIPC. Bravo 4 Financial and LPL Financial are separate entities.
Kenneth Van Houten is a registered representative of LPL Financial and an investment advisor representative offering advisory services through LPL Financial. References on this website to financial advisory services refer to services offered through LPL Financial unless otherwise specified.
State Registration
The LPL Financial registered representative associated with this website may discuss and transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Kenneth Van Houten is currently registered or licensed to conduct investment management business in the following states: FL, GA, IL, IN, MI, NY, SC, TN, VA. Financial Planning services are available in every state.
If you reside in a state not listed above, the content on this site does not constitute an offer or solicitation to purchase or sell securities or investment advisory services, and Bravo 4 Financial cannot transact business with you until the appropriate registration is in place.
Customer Relationship Summary (Form CRS) and Form ADV
For information about LPL Financial's services, fees, conflicts of interest, and other important details about our relationship, please review the following documents:
Form ADV Part 2A — Disclosure Brochure
Form ADV Part 2B — Brochure Supplement
You may also request paper copies of these documents free of charge by contacting us at the information below.
FINRA BrokerCheck
You can review the professional background of Kenneth Van Houten and LPL Financial on FINRA's BrokerCheck:
Kenneth Van Houten on BrokerCheck: https://brokercheck.finra.org/individual/summary/6383523
LPL Financial on BrokerCheck: https://brokercheck.finra.org/firm/summary/6413
BrokerCheck provides information on registered investment professionals and firms, including registration history, employment history, disclosure events, and other professional information.
Investment Advisory vs. Brokerage Services
Bravo 4 Financial offers both investment advisory services and brokerage services through LPL Financial. These are distinct services governed by different rules and offering different account types, fee structures, and obligations:
Investment advisory services are typically provided under a written advisory agreement for an ongoing fee, often based on assets under management or a flat fee. As an investment advisor representative, Kenneth Van Houten has a fiduciary duty to act in the client's best interest with respect to advisory accounts.
Brokerage services typically involve transactions on a per-trade basis. Compensation may include commissions on individual transactions. As a registered representative under FINRA Regulation Best Interest (Reg BI), Kenneth Van Houten must act in the retail customer's best interest at the time of a securities recommendation.
The standard of care, services provided, costs, and conflicts of interest differ between these service types. Form CRS provides a side-by-side summary of the differences. We encourage you to review it.
Conflicts of Interest
As is true of any firm that offers both advisory and brokerage services, conflicts of interest exist in how we are compensated and in how we serve clients. These conflicts are disclosed in Form CRS and Form ADV Part 2A. We encourage you to read those documents carefully and to discuss any questions with us.
Tax and Legal Information
Content on bravo-4.com is not intended as tax or legal advice. Tax laws and regulations are complex and subject to change, and their application varies based on individual circumstances. Please consult with a qualified tax professional or attorney regarding your specific situation before making any financial, tax, or legal decisions.
References to tax-related strategies, account types, or planning techniques on this site are general in nature and may not be appropriate for your specific situation.
Forward-Looking Statements and Market Data
Some content on this site may contain forward-looking statements regarding markets, the economy, investment strategies, or other topics. Forward-looking statements involve known and unknown risks and uncertainties that may cause actual results to differ materially from those expressed or implied.
Market data, charts, and economic information referenced on this site are obtained from sources believed to be reliable, but accuracy and completeness are not guaranteed. Information is provided for general informational purposes only and is subject to change without notice.
Past Performance
Past performance is no guarantee of future results. The performance of any investment or strategy may vary substantially from historical results. References to specific securities, asset classes, or investment strategies are for illustrative purposes only and should not be construed as a recommendation to buy or sell any particular security or to engage in any particular investment strategy.
General Investment Risks
All investments carry risk, including the possible loss of principal. Different types of investments carry different types and degrees of risk. Diversification and asset allocation do not guarantee a profit or protect against loss in declining markets. There is no guarantee that any investment strategy will achieve its objectives.
Before making any investment decision, you should carefully consider your investment objectives, risk tolerance, time horizon, and financial situation, and consult with a qualified financial professional.
Hyperlinks and Third-Party Content
This website may contain links to third-party websites and references to third-party content. Links and references are provided for informational and educational purposes only. Bravo 4 Financial and LPL Financial do not endorse, control, or assume responsibility for the content, accuracy, opinions, or privacy practices of any third-party site.
Following a link from bravo-4.com to a third-party site means you are leaving our website. Third-party sites are governed by their own terms and privacy policies, which we encourage you to review.
Insurance Products
Insurance products, including life insurance and annuities, may be offered through licensed insurance entities. Insurance products are not deposits or obligations of, or guaranteed by, any bank, and are not insured by the FDIC or any other federal government agency. Insurance product guarantees are subject to the claims-paying ability of the issuing insurance company.
Privacy and Confidentiality
For information about how Bravo 4 Financial collects, uses, and protects your personal information, please review our Privacy Policy.
LPL Financial maintains its own privacy practices governing personal information collected in connection with brokerage and advisory services. A copy of LPL Financial's privacy notice is available upon request and is also delivered to clients at the time advisory or brokerage accounts are opened.
Contact Us
If you have questions about any of the disclosures on this page, please contact us at:
Bravo 4 Financial Email: info@bravo-4.com Phone: 219-964-6038