Terms of Use
Last updated: May 13, 2026
Acceptance of Terms
Welcome to bravo-4.com. These Terms of Use ("Terms") govern your access to and use of the website operated by Bravo 4 Financial ("Bravo 4 Financial," "we," "us," or "our"). By accessing or using this website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use this website.
Use of the Site
You may use bravo-4.com for personal, non-commercial purposes consistent with these Terms and applicable law. You agree not to:
Use the site in any way that violates applicable federal, state, or local laws or regulations
Attempt to gain unauthorized access to the site, its servers, or any associated systems or networks
Use any automated means — including bots, scrapers, or harvesters — to access or collect data from the site without our written permission
Interfere with or disrupt the operation of the site or the servers and networks that host it
Reproduce, duplicate, copy, sell, resell, or exploit any portion of the site for commercial purposes without our written consent
Impersonate any person or entity or misrepresent your affiliation with any person or entity
We reserve the right to terminate or restrict your access to the site at any time, with or without notice, for any reason.
Not Financial, Tax, or Legal Advice
The content on bravo-4.com — including articles, blog posts, videos, downloadable materials, and other resources — is provided for general informational and educational purposes only. It is not personalized financial, investment, tax, or legal advice and should not be relied upon as such.
Information on this site is general in nature and may not apply to your specific situation. Before making any financial decisions, you should consult with a qualified financial professional, tax advisor, attorney, or other professional regarding your individual circumstances.
Past performance is not indicative of future results. The mention of any specific security, strategy, or financial product is for illustrative or educational purposes only and does not constitute a recommendation, solicitation, or offer to buy or sell any security or investment product.
No Advisor-Client Relationship
Accessing this site, reading its content, submitting a contact form, scheduling a call, sending us a message, or otherwise interacting with bravo-4.com does not create an advisor-client, fiduciary, or any other professional relationship between you and Bravo 4 Financial.
An advisor-client relationship is established only through a separately signed written agreement between you and Bravo 4 Financial. Until such an agreement is in place, any communications between you and Bravo 4 Financial — including initial consultations or discovery conversations — are exploratory in nature and do not create any duties or obligations beyond those required by law.
State Registration
Bravo 4 Financial provides advisory services through Kenneth Van Houten, a registered representative of LPL Financial. Registered representatives may discuss and transact business only with residents of states in which they are properly registered or licensed.
No content on this site constitutes an offer or solicitation to buy or sell securities or investment advisory services in any state where Bravo 4 Financial or its representatives are not registered or otherwise authorized to do business. For information about current state registrations, please contact us using the information below or visit FINRA's BrokerCheck.
Intellectual Property
All content on bravo-4.com — including text, graphics, logos, images, video, audio, designs, and the overall look and feel of the site — is the property of Bravo 4 Financial or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.
You may view, download, and print content from the site for your personal, non-commercial use only, provided you do not modify the content and retain all copyright and other proprietary notices. Any other use — including reproduction, distribution, publication, transmission, modification, or creation of derivative works — requires our prior written permission.
"Bravo 4 Financial," the Bravo 4 logo, and related marks are trademarks of Bravo 4 Financial. Other trademarks, service marks, and trade names referenced on the site are the property of their respective owners.
Third-Party Links and Services
This site may contain links to third-party websites, tools, and services — including LPL Financial, FINRA BrokerCheck, OnceHub, and others — that are not owned or controlled by Bravo 4 Financial. We provide these links as a convenience. We do not endorse, control, or assume responsibility for the content, privacy practices, or operation of any third-party site or service.
Your use of any third-party site or service is subject to that party's own terms and privacy policy. We encourage you to review them before using any linked service.
Forward-Looking Statements
Some content on this site may include forward-looking statements about markets, the economy, investment strategies, or other topics. Forward-looking statements are based on current expectations, beliefs, and assumptions and involve known and unknown risks and uncertainties that may cause actual results to differ materially. Nothing on this site should be construed as a guarantee or assurance of future results, and you should not place undue reliance on any forward-looking statement.
Disclaimers
This site and all content on it are provided "as is" and "as available" without warranties of any kind, express or implied. To the fullest extent permitted by law, Bravo 4 Financial disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and uninterrupted or error-free operation of the site.
We do not warrant that the site will meet your requirements, that any defects will be corrected, or that the site or the servers hosting it are free of viruses or other harmful components. Your use of the site is at your sole risk.
Limitation of Liability
To the fullest extent permitted by law, in no event shall Bravo 4 Financial, its affiliates, officers, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or related to your access to or use of bravo-4.com — including but not limited to damages for loss of profits, loss of data, business interruption, or any other commercial or financial loss — even if we have been advised of the possibility of such damages.
Some jurisdictions do not allow the exclusion or limitation of certain damages, so the above limitation may not apply to you in full.
Indemnification
You agree to indemnify, defend, and hold harmless Bravo 4 Financial, its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses — including reasonable attorneys' fees — arising out of or related to your violation of these Terms, your misuse of the site, or your violation of any rights of a third party.
Privacy
Your use of bravo-4.com is also governed by our Privacy Policy, which describes how we collect, use, and protect your information. By using this site, you consent to the practices described in the Privacy Policy.
Changes to These Terms
We may update these Terms from time to time to reflect changes in our practices, services, or legal requirements. Any changes will be posted on this page with an updated effective date. Your continued use of the site after we post changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Indiana, without regard to its conflict of law principles. Any disputes arising out of or related to these Terms or your use of bravo-4.com shall be resolved in the state or federal courts located in Indiana, and you consent to the personal jurisdiction of those courts.
Contact Us
If you have questions about these Terms of Use, please contact us at:
Bravo 4 Financial Email: info@bravo-4.com Phone: 219-964-6038